No refunds are available. All payments are non-refundable should the Client later decide not to participate in the program. Should the Client not complete full payment, access to all program materials will be revoked.

Nikki Loots reserves all ownership rights to the program materials. Other than for their individual use, the Client agrees to not share, copy, distribute, disseminate, or sell the materials for either commercial or non-commercial purposes.

Both Nikki Loots and the Client agree to not take any actions, make any statements, whether oral or in writing, that negatively impact the other party’s business, services, products, or reputation.